About

Bank North is a FinTech-enabled bank, fresh from receiving our UK bank licence (Authorised with Restrictions, or “AWR”*), combining uniquely customised technology with the trust of face-to-face banking, built to disrupt the £150bn UK SME lending market with a ground-breaking business model

UK-wide local decisioning and delivery

Our pod model places Bank North at the heart of our regional communities. Providing SMEs with an experienced specialist to build lasting relationships to deliver bespoke finance.

Delivery at pace

Our aim is to deliver finance at the pace you need. We have designed Bank North to be 10 times faster than the big banks. Recognising speed of response is a critical enabler for SMEs.

Bespoke finance tailored to your requirements

Our product set includes secured term loans, revolving credit, bridging loans and development finance. Our local specialists and underwriters build solutions around the specific needs and cashflow profile of your business.

More transparent pricing

Our pricing is transparent with no hidden or unexpected costs.

A high calibre and experienced team

Our team has an unparalleled track record in scaling SME banking businesses along with an independent, well-balanced board with extensive banking and broader financial services experience. This is led by Bank North Chair, Ron Emerson CBE, who was the founding Chair of the British Business Bank.

Meet the board

Image of Ron Emerson CBE

Ron Emerson CBE
Chair
About Ron

Image of Jonathan Thompson

Jonathan Thompson
Founder, Executive Director & CEO
About Jonathan

Image of Dave Broadbent

Dave Broadbent
Founder, Executive Director & CFO
About Dave

Image of Jon Hogan

Jon Hogan
Non-Exec Director
About Jon

Image of Robin Churchouse

Robin Churchouse
Independent Non-Exec Director
About Robin

Image of Nimisha Patel

Nimisha Patel
Independent Non-Exec Director
About Nimisha

Image of Deepak Haria

Deepak Haria
Independent Non-Exec Director
About Deepak

Image of Madis Toomsalu

Madis Toomsalu
Non-Exec Director
About Madis

Meet the leadership team

Image of Jonathan Thompson

Jonathan Thompson
Founder, Executive Director & CEO
About Jonathan

Image of Dave Broadbent

Dave Broadbent
Founder, Executive Director & CFO
About Dave

Image of Andrea Dalton

Andrea Dalton
Operations Director
About Andrea

Image of Sue Murdoch

Sue Murdoch
Chief People officer
About Sue

Image of Nancy Butler

Nancy Butler
Founder & Commercial Director
About Nancy

Image of Ewan Hutton

Ewan Hutton
Chief Technology Officer
About Ewan

Image of Goi Ashmore

Goi Ashmore
Chief Risk Officer
About Goi

Image of Paul Sleney

Paul Sleney
Chief Internal Auditor
About Paul

Image of David Travis

David Travis
Company Secretary &
General Counsel
About David

Image of Louise Halliwell

Louise Halliwell
Director of Savings
About Louise

Meet the Manchester pod team

Image of Becky Owen

Becky Owen
Regional Managing Director
North West Pod
About Becky

Image of Michael Thompson

Michael Thompson
Lending Director
About Michael

Image of Darren Switzer

Darren Switzer
Lending Director
About Darren

Image of Jayne Foulkes

Jayne Foulkes
Lending Manager
About Jayne

Image of Sarah Hewitt

Sarah Hewitt
Pod Underwriter
About Sarah

Culture and Values

Learn more about Bank North's Culture and Values

*Bank North has been Authorised with Restrictions since 24th August 2021, at which point the firm entered a phase known as mobilisation. During this phase, the bank will be undertaking lending activities but will not be accepting customer deposits.

NACFB - Helping Fund Uk Business & FIBA - Financial Intermediary & Broker Association

Copyright © 2022 Bank North Limited. All Rights Reserved.

Bank North Limited is authorised by the Prudential Regulation Authority and authorised and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number 848024). Bank North Limited is a company registered in England and Wales (company number 11030672) and its registered office is Suite 20A, Manchester One, 53 Portland Street, Manchester, M1 3LD.

Bank North has been Authorised with Restrictions since 24th August 2021, at which point the firm entered a phase known as mobilisation. During this phase, the bank will be undertaking lending activities but will not be accepting customer deposits.