UK-wide local decisioning and delivery
Our pod model places Bank North at the heart of our regional communities. Providing SMEs with an experienced specialist to build lasting relationships to deliver bespoke finance.
About
Bank North is a FinTech-enabled bank, fresh from receiving our UK bank licence (Authorised with Restrictions, or “AWR”*), combining uniquely customised technology with the trust of face-to-face banking, built to disrupt the £150bn UK SME lending market with a ground-breaking business model:
Delivery at pace
Our aim is to deliver finance at the pace you need. We have designed Bank North to be 10 times faster than the big banks. Recognising speed of response is a critical enabler for SMEs.
Bespoke finance tailored to your requirements
Our product set includes secured term loans, revolving credit, bridging loans and development finance. Our local specialists and underwriters build solutions around the specific needs and cashflow profile of your business.
More transparent pricing
Our pricing is transparent with no hidden or unexpected costs.
A high calibre and experienced team
Our team has an unparalleled track record in scaling SME banking businesses along with an independent, well-balanced board with extensive banking and broader financial services experience. This is led by Bank North Chair, Ron Emerson CBE, who was the founding Chair of the British Business Bank.
Meet the board
Ron Emerson CBE
Chair
About Ron
Jonathan Thompson
Founder, Executive Director & CEO
About Jonathan
Dave Broadbent
Founder, Executive Director & CFO
About Dave
Jon Hogan
Non-Exec Director
About Jon
Robin Churchouse
Independent Non-Exec Director
About Robin
Nimisha Patel
Independent Non-Exec Director
About Nimisha
Deepak Haria
Independent Non-Exec Director
About Deepak
Madis Toomsalu
Non-Exec Director
About Madis
Meet the leadership team
Jonathan Thompson
Founder, Executive Director & CEO
About Jonathan
Dave Broadbent
Founder, Executive Director & CFO
About Dave
Andrea Dalton
Operations Director
About Andrea
Sue Murdoch
Chief People officer
About Sue
Nancy Butler
Founder & Commercial Director
About Nancy
Ewan Hutton
Chief Technology Officer
About Ewan
Goi Ashmore
Chief Risk Officer
About Goi
Paul Sleney
Chief Internal Auditor
About Paul
David Travis
Company Secretary &
General Counsel
About David
Meet the Manchester pod team
Becky Owen
Regional Managing Director
North West Pod
About Becky
Michael Thompson
Lending Director
About Michael
Chris Wilcox
Lending Director
About Chris
Darren Switzer
Lending Director
About Darren
Jayne Foulkes
Lending Manager
About Jayne
Alison Barwise
Lending Manager
About Alison
Sarah Hewitt
Pod Underwriter
About Sarah
*Bank North has been Authorised with Restrictions since 24th August 2021, at which point the firm entered a phase known as mobilisation. During this phase, the bank will be undertaking lending activities but will not be accepting customer deposits.